What is a financial coach?

The audio version of this post can be found here.

As a financial coach, I’m here to:

  • help you identify what’s important in your financial life
  • support you in taking action toward your money goals
  • provide you with excellent resources

A financial coach is a trained professional who collaborates with and guides their clients to reach their financial goals. The process is personalized and non-judgmental. Financial coaches provide support, encouragement, accountability, and tools to help people make informed decisions.

The CFPB, “Financial Coaching”

Photo by cottonbro on Pexels.com

Why should you work with me?

I worked for nearly five years at America’s second biggest bank. I was primarily a consumer and credit fraud investigator, which means I’m well-versed in almost all consumer banking products. I’m also extremely good at taking a giant pile of messy financial information and sorting it to see a clear big picture. I know a lot about financial scams – especially the ones set up to prey on people in money distress. And I have seen a lot of what happens when financial lives go wrong, so it’s going to be hard to scare me.

I’m also a trained Ramsey Solutions Master Financial Coach. Although I don’t agree with Dave Ramsey on everything politically and personally, his Financial Peace University and Total Money Makeover programs work. They got my husband and I to stop fighting about money, get out of debt, pay off our house in four years, and hit some other pretty major personal financial milestones. The Ramsey Baby Steps are a great starting point for financial freedom, and it’s the program that started me on my coaching journey.

I’m a veteran and military spouse who has moved around a lot. I’ve held a variety of jobs, from the military to the retail counter, from corporate America to a scrappy startup, and not working outside the home at all to being a working mom. I’ve crossed paths with a lot of people, and that has helped shape me into a deeply empathic person who is committed to inclusion and empowerment. I care especially about people who haven’t traditionally been well-served by the banking and personal finance industries – I can’t make up for history, but I can help you make changes.

Financial coaches individualize their approach based on the unique needs of each person served, with the goal of helping them make progress in the area of their financial life that they identify as most important.

The CFPB, “Financial Coaching”

Think of me as a really knowledgeable friend who loves research and who is really excited to see you win with money. I’ll remind you what you’ve said is important to you. I’ll celebrate your windfalls and help you come up with an action plan for your emergencies. I have strong opinions about toxic conventional “wisdom” that may have set you up for failure or disempowerment, and I am committed to helping you weather life’s ups and downs.

Why should I work with you?

  • You’re a smart, hard-working person, but your money life always feels a little out of control.
  • You don’t want to keep living with debt – you’re ready to get out, and you need support to make a plan.
  • You are ready to start saving for retirement, but you aren’t sure where to start.
  • You are saving for retirement, and you want to make sure you’re doing it effectively.
  • You have big dreams – home-buying, sabbaticals, early retirement, amazing philanthropy – and you want an ally to make those plans happen.

Financial coaching is a flexible approach that can work for many types of clients with a wide range of financial goals. People who receive financial coaching demonstrate: increased goal attainment
better money management skills
improved savings, debt levels, and credit scores
and more financial confidence. 

The CFPB, “Financial Coaching”

Most importantly: you’re ready to make some changes and move into your best money life.

If you do what you’ve always done, you’ll get what you’ve always gotten.

– attributed variously to Henry Ford, Tony Robbins, Jessie Potter, and the great Unknown.

Contact me if you’re ready to start making your financial dreams come true: hi@fortunamoney.com. I can’t wait to work with you!

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